You don't have to get suspicious of everybody.
You add one step.
Scammers are not beating people because people are foolish. They are beating people because they are good at their jobs, and because they arrive when you are tired, or busy, or worried about someone you love.
So we are not going to ask you to be smarter than a professional. We are going to ask you to be slower than one.
The three steps
Before any money moves, before any code is read out loud, before anyone touches your computer:
1. Look up the number yourself. Not the number they gave you. The one on your card, your statement, the back of your bill.
2. Call the person yourself. Hang up first. Then call. If it was real, they will still be there.
3. Wait a day. Real problems survive a night's sleep. Scams do not.
That's the whole method. Everything else on this site is these three steps applied to a specific situation.
What kind of call did you get?
Pick the one closest to what's happening. Each page tells you exactly what to do next.
I already sent money. What do I do?
Nothing is happening — I want to be ready
- The three signs that should stop you
- How they ask to be paid
- How they got your information in the first place
- Print the one-page sheet for your refrigerator
Someone I love is being targeted
Why "trust but verify"
It's an old translation of a Russian proverb — doveryai, no proveryai — and it was said so often in the 1980s that most Americans over sixty can finish the phrase without being prompted.
We chose it for what it does not say. It does not say trust nobody. It does not say the world is full of liars and you're a fool for not seeing it. It says: go ahead and trust. Then check. The two were never in conflict.
What this is
A volunteer project. Free, and staying free. No products, no sponsors, no advertising, no mailing list, no donation button. No cookies, no accounts, nothing sold or shared. We keep one anonymous number — how many people visited each page — with no way to trace it back to you. A website about not getting your information taken should say plainly what little it keeps, and it does.
Everything here can be printed, copied, translated, read aloud, or handed to a neighbor without asking us. That's the point.
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All of these are AI translations and no native speaker has checked them yet. Each one says so at the top, in its own language, and none of them should be printed until someone has. If you speak one of them, an hour of your time would fix that.